A heritage apart — a heritage at risk

What will happen to your bitcoins in the event of your death? NovCoin helps you plan a transmission that is secure, discreet and in accordance with your wishes.

Bitcoin is a particular asset: it does not pass through a bank, a notary, or a centralized register. It only belongs to you, which is its strength.

But that strength becomes a weakness if you're the only one who knows where the keys are and how to get to them.

What is really being lost: the keys, not the accounts

Many think that bitcoins are disappearing due to hacks. In reality, the most common cause is loss of access: owners forget, lose, or don't transmit their private key or seed phrase. When that happens, the bitcoins are lost forever because there is no customer service or central registry to find them.

Do you have a simple plan?

Ask yourself these essential questions:

• Does anyone you trust know that you own Bitcoin?
• Does this person know where to look (wallet, safe, paper holder)?
• Does she know how to access without making mistakes?
• Have you explained what not to do (for example: never enter the seed phrase in an email)?

If these answers are unclear, you are vulnerable even if you don't realize it yet.

Transmitting Bitcoin: a collaboration to be built

The transmission of Bitcoin cannot be improvised. It raises technical, legal and human questions.

On a technical level, access to the keys must be guaranteed without compromising security. On a human level, it's about choosing a person you can trust and preparing clear instructions.

But above all, the legal dimension is crucial. In Belgium, the holding of cryptocurrencies must be integrated into your estate. This involves working in collaboration with a notary, in order to ensure legal compliance while maintaining confidentiality.

Notaries are beginning to learn about these questions, but many still lack practical guidance. This is why NovCoin offers dedicated support, in direct contact with your notary: we help formalize the technical aspects (access, backup, transmission) so that they are understood and respected within the existing legal framework.

This collaborative approach makes it possible to unite digital security and legal security — two complementary dimensions of the same heritage.

What you can do right now

1. Identify where your keys are (hardware wallet, safe, paper).
2. Write a clear three-step procedure for accessing it.
3. Never keep the seed phrase online or in a digital document.
4. Prepare a secure duplicate copy in two separate locations.
5. Train someone you can trust with a practical demonstration.
6. Contact your notary to discuss the presence of your digital assets in your estate.
7. Set up a complementary document (mandate or sealed instruction) with the help of your notary.
8. Revise your plan every two years or if there is a major change.

A well-done transmission means staying in control

Anticipating the transmission does not mean giving up control of your bitcoins. On the contrary: it means maintaining your autonomy while protecting your loved ones. By working with a notary and preparing accurate instructions, you prevent the effort of a lifetime from going away because of a forgotten key.

Bitcoin is for a long time. Might as well think about its transmission today.

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